Naomi is very happy here in the US. She likes to go to school, remember she is in a special Charter school. It is a school that is paid for by tax dollars but has a private "school policy". If you don't behave you are kicked out. That is not possible in public schools where the administrators have to follow the (long) procedures and board policies.
Her English is exceptional. If you have a computer and you have a webcam you can always contact us in the morning (Az time). You will be amazed with Naomi's English.
She has a friend (8 years)in our street, where she hangs out with during week-ends and after school.
Saturday, December 15, 2007
Naomi
I've won a 1 million dollars
This time I wasn't the 1 million th visitor of a website ...
Very weird that I have to contact microsoft through a person who uses a yahoo e-mail address.
We are still alive and well
After this hectic week(s) it is time to update the blog again. Next week is Finals week so we had to create finals and so on. Very very busy.
I will adding some comments about the "usual subjects": the economy, Ron Paul's journey, The great leaders of the US, Naomi, misc, etc
Sunday, December 9, 2007
Real estate never goes down, they don't make anymore land, location, location, location, there is no housingbubble, it's a great time to buy...
Source: realtor: link
December 1st 2007 and the decline continues in Maricopa. The price per-sq ft is at $93 and is the lowest in 2-years. Talk about a "corrective market." Investor "sell offs" and foreclosures have really hit this city hard. Many people now own homes that are mortgaged for much more than they are worth. Prices have not been under $100 per-sq ft ANYWHERE in the Valley for a very long time. If you are O.K with the drive from Maricopa into the Phoenix area, Maricopa remains the place to make a home deal and get the biggest house the least amount of money. There is a 16-month supply of resale homes on the market. For those not familiar with this city, prices are now over $60 per-sq ft less than they were in this city 20 months ago. Sellers and buyers alike could use some help from lower interest rates. Another solution to stabilize the market would be for 25% of the sellers to take their homes of the market and reduce the high inventory. (whoehaha LOL, this is too funny) Maricopa is much more affordable than nearby Ahwatukee and Chandler AND REMAINS THE PLACE TO MAKE A DEAL.
NOVEMBER '07 - 998 Homes for sale; 61 sold (6.1%); 16.4 months inventory
avg. 2,069 sf - price $193,045 - on market 95 days - price per-sq ft $93
OCTOBER '07 - 1,007 Homes for sale; 60 sold (6.0%); 16.8 months inventory
avg. 2,195 sf - price $201,405 - on market 85 days - price per-sq ft $92
SEPTEMBER '07 - 984 Homes for sale; 61 sold (6.2%); 16.1 months inventory
avg. 2,284 sf - price $230,114 - on market 87 days - price per-sq ft $101
AUGUST '07 - 960 Homes for sale; 60 sold (6.3%); 16.0 months inventory
avg. 2,095 sf - price $211,655 - on market 96 days - price per-sq ft $101
JULY '07 - 958 Homes for sale; 64 sold (6.7%); 15.0 months inventory
avg. 2,184 sf - price $221,052 - on market 91 days - price per-sq ft $101
JUNE '07 - 915 Homes for sale; 68 sold (7.3%); 13.5 months inventory
avg. 2,219 sf - price $232,051 - on market 82 days - price per-sq ft $105
MAY '07 - 875 Homes for sale; 60 sold (6.9%); 14.6 months inventory
avg. 2,118 sf - price $232,394 - on market 103 days - price per-sq ft $109
APRIL '07 - 831 Homes for sale; 47 sold (5.7%); 17.7 months inventory
avg. 1,962 sf - price $229,157 - on market 110 days - price per-sq ft $117
No qualified buyers? No problem let's get them qualified
This is an advertisement of a homebuilder addressed to realtors with clients (homebuyers) that don't qualify to buy a home.
Most of the homebuilders have their own mortgage company... so after selling people homes they couldn't afford in 2004-2005-2006, what are their plans for 2007 and 2008?
You guessed it right, they are going to sell homes to people who can't qualify for a loan by giving the realtors tips on how to raise the credit rating of their clients, so they become qualified (for a home they wouldn't orhterwise be able to afford).
Oh my, this is one big mess. Those homebuilders deserve to go bankrupt.
I think I hear Gold $1000 coming.
Quote of the day
No Presidential library for this man. NASA needs to put his brain in a jar so future Americans can actually see what an idiot mind looks like.
Source: A forum, subject: the interest rate "freeze" of the Bush administration
Thursday, December 6, 2007
Bush FREEZES rates ... NOT
Well,
This "freeze interest rate plan" is to make it look like Bush is doing something, when instead all he does, is getting hopes up for some ... and then crush them.
Let's take a closer look at the conditions that will get you eligible for the magic interest rate freeze:
* Mortgage had to be issued between January 2005 and July 2007
* ARM must reset January 2008 to July 2010
* You must not have more than 3% equity in your home (Oh, my... if you put money down on your home, no interest rate freeze for you!)
* Home must be worth more than the mortgage (LOL)
* You must have income
* You must prove that you can make the payments
* You must not be more than 60 days past due
* Program is voluntary with the lenders - government has no authority or legal status
It is clear and obvious that not a single home bought between '05 - '07 in the USA fits these criteria!
Way to go.
Wednesday, December 5, 2007
Tuesday, December 4, 2007
Sunday, December 2, 2007
Quote of the day
Last night I dreamed I ate a ten-pound marshmallow, and when I woke up the pillow was gone.
Tommy Cooper
Saturday, December 1, 2007
Well, that looks like a modern religion...
Sudan police throw teacher in jail for teddy bear named Muhammad
A British teacher faces a jail sentence in Sudan for insulting Islam by letting her class of seven-year-olds name a teddy bear Muhammad as part of a school project.
Weather in Maricopa
Last week was the first week we had "cooler" weather. First time we had to wear a sweater to go to school.This Friday we had rain ALL day, I can assure you when it rains in Maricopa/Arizona IT POURS. Our pool almost flooded.
Quote of the day
All we have to decide is what to do with the time that is given to us.
J. R. R. Tolkien
J. R. R. Tolkien
Home for sale
In our street there is a similar home as ours for sale. The owner just lowered the price a "full" $10 000 to $389 000... But no potential buyers are showing up, it may have something to do with the fact that the same home is for sale 30 yards further with a list price of $279 000... Just my two cents.
A graph for that home owner:
Thursday, November 29, 2007
Quote of the day
God speaks:
Every nation in every region now has a decision to make. Either you are with us, or you are with the terrorists.
George W. Bush, September 20, 2001
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