Friday, January 25, 2008

What is a housingcrash?

Let's assume ... you want to live in Verrado (the little place we went to last week-end). You like the homes from Cachet homes (upscale homebuilder). You buy this model : Willow. (click on elevation to see the home) You pay $ 550 000 + $200 000 in options for a total "boom" price of $750 000.
Half a year later you take a look at what the builder is offering and you see their price sheet.
You take a look at the new price: $579 000 ...
... you think that is a housingcrash, guess again this is:

The homes are AUCTIONED OFF with a starting bid of 315 000 / 335 000 ... You lost 400 000 in equity in your home in 1 year. That is a housingcrash and there is a chance that no one wants these homes at these prices.

The new trend: The foreclosure bus tour ;-)

NOTE: If someone pays 750 000 dollar for a 250 000 dollar home in 2004, paying 369000 in 2008 is not a good idea. But there are bargains out there.

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